MARYLAND FORECLOSURE HELP PREVENTION SHORT SALES DC HOMES MARYLAND INFORMATION

DC HOME BUYING MARYLAND CHECK LIST

2010-10-19T11:24:00.000-07:00

There are many foreclosed properties in Washington DC and Maryland. Often times, a foreclosed property may offer a better bargain price as it relates buying real estate. If you are NOT an investor and you want to take advantage of bargain real estate pricing, then I have listed some items below that you may want to consider, when shopping for a foreclosed property in today's real estate market. As a Licensed Realtor with foreclosure industry experience, I can certainly help you with your foreclosure purchase. If you are looking at purchasing a bank owned property or a foreclosure, please consider reading the information below.

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What to check when foreclosure house hunting!

Here are some helpful tips on what to look for in a house that you may be considering buying.

Roof

• How old is the roof – is it the original or a replacement?

• Are any roof tiles (slate or asphalt) missing? What is the overall condition?

• If asphalt, how many layers of tiles are on the roof? (Two is the maximum before you need to take off and totally replace.)

• If slate, have any tiles been replaced?

• Look for signs of leakage in roofing or flashing.

Chimney

• Check flashing for cracks or wear.

• Are any bricks missing?

• Is the mortar in good condition?

• Is there a screen on top of the chimney?

Attic

• Check roof from inside for leaks; look for water or smoke marks on the chimney to determine if there are leaks.

• Is the attic properly ventilated? (Vents under gables should not be closed.)

• Check depth of insulation.

• If attic is unfinished, check the wiring, as it will indicate the general condition and age of the wiring in the house.

• Look for frayed or old wiring, deterioration in the casing or slack in the lines.

Rooms

• Count number of outlets per wall, per room (should have at least one outlet per wall). This is very important in the kitchen!

• Are the outlets grounded (3-way) plugs? This can be tested with a simple device available at hardware stores. Once again, check for grounded plugs in the kitchen – very important!

• Get the room dimensions from the real estate sheet – it will be handy to have later.

• Any cracks or chips on the walls? Corner cracks can indicate settling of the house.

• What is the condition of the wallpaper or paint?

• Are walls plaster or drywall?

Major appliances

• How old are the appliances?

• Are they included in the purchase price of the house?

Carpeting

• How old is it?

• Any worn spots or stains?

• Any extra pieces left from installation for replacement pieces?

Windows

• Any cracked or broken panes? Specify replacement before you take possession of the house.

• Check for insulated glass (energy-saving).

• Will all windows open, or are any painted shut?

• Are screens and storms for all windows included? Try to get the most maintenance-free type possible.

Bathrooms

• Look for leaky faucets, water spots under the sink or toilet, any stained tile.

• Flush ALL toilets.

• Check tile and grouting in shower/tub area – cracks may indicate leaking to the ceiling of the room below.

• Look for an exhaust fan in the shower/tub area (older homes usually have a window instead).

Fireplace

• Has it been used recently? Has it been cleaned and/or inspected recently?

• Does the flue work?

• Is it equipped for a gas jet? Has it been properly capped off if not in use? (The gas company will check this.)

Basement

• Look carefully for water problems. If the basement smells musty, it most likely has a major water problem.

If the basement looks too clean and freshly painted, the owner could be trying to hide a problem.

• Look for major cracks around the foundation and in the corners which would indicate that the house has settled.

• Ask about water problems – the owner must disclose this information. The best waterproofing is done from

the outside of the house – interior waterproofing is generally not satisfactory.

• How old is the furnace? When was it last serviced?

• How old is the water heater? (Usual life is 8 –10 years.)

• Is the wiring sufficient for the washer and dryer?

• Are there any broken windowpanes? Do all the windows lock? If glass block, are the windows ventilated?

Exterior

• Look over general appearance from across the street.

• Are gutters in good shape and properly pitched?

• Wall surface – if brick, look for cracks and missing mortar. If wood or siding, look for maintenance problems (repairs, major painting required, etc.).

• Doors – any gaps, war page, or broken glass panes?

• Are screen doors included?

• Do all the locks work? Are there deadbolt locks?

Yard

• Best to check yard after a rain to see if there are drainage problems.

• Look for any low spots near the house which could cause leakage into the basement.

• Check grass for any burned-out spots.

Driveway/Garage

• Look for cracks in drive or garage pad.

• Drive should have drain (older driveways may not).

• Do garage doors open easily?

• Is there a light in the garage?

• Is there an electrical outlet in the garage?

• Are curbs, sidewalks and tree lawn in good condition?

Other suggestions

• Ask for the average monthly utility costs (many people will show you their bill stubs).

• How long have the current owners been in the house? How many previous owners were there?

• What are the neighbors like? Any problems?

• What is the school system like? How close are schools?

• How accessible is public transportation?

• Have the real estate agent pull the “comps” for the street for the past year – it will help you to determine the offering price.

• Also check the rise in property values for the neighborhood for the past five years.

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WASHINGTON DC FORECLOSED PROPERTIES

HUD website information contributed to this post.

REO PROPERTY PRESERVATION MARYLAND COMPANIES DC

2010-09-30T10:09:00.000-07:00

MARYLAND PROPERTY PRESERVATION DC COMPANIES

MARYLAND REO DC LISTING AGENTS
Md REO Listing Agents

Hello, my name is Shataa Whittle and I am a Full Service REO Listing and Property Preservation Agent. My Service Areas are Washington DC and Maryland. I offer REO Listing and Property Preservation Services to:

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My REO Maryland / DC Property Preservation Team and I have the experience to get your portfolio $OLD. We are very knowledge regarding the area and we have a track record of success when working with our asset management clients. As team leader, I am ready to help you move your assets. We have the experience, confidence, marketing channels, and the endurance to assure your success. If you are looking for a reo market leader in DC and Maryland, please do not hesitate to contact me. If you have a property located in Washington DC and or Maryland MD., and you need the assistance of a professional REO Real Estate Listing Agent, Please feel free to contact me.

As a Full Service REO Maryland Listing agent, I offer complete Maryland REO Services which include:

Property Preservation
• Occupancy Checks

• Photographic Documentation

• Securing the property

• Lock Changes

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• Cleaning Services

• Fire/Water Damage Repairs

• General Repairs

• Carpet Cleaning / Replacement

• Painting (Interior / Exterior)

• Board-ups

• Site Inspections

• Lawn & Ground Maintenance

• Tree & Shrub Trimming

• Strom Cleanup

• Contractor Bids

• Snow Removal

• Licensed Professional Electrical & Plumbing Repairs

• Interior Property Repairs

• Light Renovations needed (to meet FHA Guidelines)

• Full Renovations / Repairs needed to get property sold (per approved amounts)

• Restoration of Utilities

• Mold Remediation

• Re-Key Property

• Customized Client Requirements/ Requests

Full REO Listing Agent Services
• BPO Service

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• Timely foreclosure problem resolution

• Cash 4 Keys

• Ongoing Contract Coordination

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• Ongoing supervision of work till completion

• Daily regional marketing statistic and neighborhood market information online and available 24/7

• Open House Marketing

• Multiple Listing Service

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• Exposure to My Home Buying Network which consists of Local & National Investors and New Home Buyers

• Full Market Monthly Reports

I offer Maryland REO Services to the Following Zip Codes:
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Adelphi 20783

Andrews AFB 20762

Andrews Air Force Base 20762

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Annapolis 21401

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Annapolis 21405

Annapolis 21409

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Annapolis 21412

Arlington 21215

Arnold 21012

Ashton 20861

Aspen Hill 20906

Aspen Hill 20916

Baltimore 21226

Baltimore 21240

Baltimore 21201

Baltimore 21202

Baltimore 21203

Baltimore 21205

Baltimore 21206

Baltimore 21209

Baltimore 21210

Baltimore 21211

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Baltimore 21215

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Baltimore 21223

Baltimore 21224

Baltimore 21225

Baltimore 21229

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Baltimore 21231

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REO REAL ESTATE OWNED GLOSSARY TERMS

2010-09-26T16:59:00.000-07:00

Real Estate Owned Bank Owned Commonly Used Glossary Terms

REO Maryland Listing DC Property Preservation Agent

DC - Maryland Property Preservation Service Companies

REO
An REO or Real Estate Owned property is a home that’s been through the foreclosure process and is now held by the lending institution that held the mortgage.

Default
A mortgage default is a situation in which someone is not making payments on his or her mortgage, and the loan is considered to be “in default,” meaning that the agency which holds the note can choose to take over the property.

Valuation
The process of determining the value of an asset or company.

Property Preservation
This involves maintaining the property for the bank.

REO Asset Management
REO Asset management is the process of managing the banks foreclosed homes.

Interior BPO
Interior BPO involves entering the property and evaluating the interior condition of the property for the purposes of helping to establishing the property’s value.

Exterior Drive by BPO
Exterior involves driving by the property and comparing comparables that only includes evaluating the exterior of the property.

REO Property Listing -
REO Property listing is a Real estate Bank Owned Property that is listed with a Real Estate Agent for the purposes of selling the asset

Winterization -
To safeguard all property systems and avoid any problems that could destroy the property during the winter months

Field Inspection Services -
Field Inspection Services includes inspecting the property regularly to assure that the property is in good condition and is secured

Mortgage Contracting Services
Mortgage contracting services includes REO Asset Management and Field Inspection Services for the Bank owned Assets

Exterior – Interior Appraisal
A written justification of the price paid for a property, primarily based on an analysis of comparable sales of similar homes nearby.

appraised value
An opinion of a property's fair market value, based on an appraiser's knowledge, experience, and analysis of the property. Since an appraisal is based primarily on comparable sales, and the most recent sale is the one on the property in question, the appraisal usually comes out at the purchase price.

appraiser
An individual qualified by education, training, and experience to estimate the value of real property and personal property. Although some appraisers work directly for mortgage lenders, most are independent.

asset
Items of value owned by an individual. Assets that can be quickly converted into cash are considered "liquid assets." These include bank accounts, stocks, bonds, mutual funds, and so on. Other assets include real estate, personal property, and debts owed to an individual by others.

bond market
Usually refers to the daily buying and selling of thirty year treasury bonds. Lenders follow this market intensely because as the yields of bonds go up and down, fixed rate mortgages do approximately the same thing. The same factors that affect the Treasury Bond market also affect mortgage rates at the same time. That is why rates change daily, and in a volatile market can and do change during the day as well.

closing
This has different meanings in different states. In some states a real estate transaction is not consider "closed" until the documents record at the local recorders office. In others, the "closing" is a meeting where all of the documents are signed and money changes hands.

closing costs
Closing costs are separated into what are called "non-recurring closing costs" and "pre-paid items." Non-recurring closing costs are any items which are paid just once as a result of buying the property or obtaining a loan. "Pre-paids" are items which recur over time, such as property taxes and homeowners insurance. A lender makes an attempt to estimate the amount of non-recurring closing costs and prepaid items on the Good Faith Estimate which they must issue to the borrower within three days of receiving a home loan application.

comparable sales
Recent sales of similar properties in nearby areas and used to help determine the market value of a property. Also referred to as "comps."

condominium
A type of ownership in real property where all of the owners own the property, common areas and buildings together, with the exception of the interior of the unit to which they have title. Often mistakenly referred to as a type of construction or development, it actually refers to the type of ownership.

contingency
A condition that must be met before a contract is legally binding. For example, home purchasers often include a contingency that specifies that the contract is not binding until the purchaser obtains a satisfactory home inspection report from a qualified home inspector.

deed-in-lieu
Short for "deed in lieu of foreclosure," this conveys title to the lender when the borrower is in default and wants to avoid foreclosure. The lender may or may not cease foreclosure activities if a borrower asks to provide a deed-in-lieu. Regardless of whether the lender accepts the deed-in-lieu, the avoidance and non-repayment of debt will most likely show on a credit history. What a deed-in-lieu may prevent is having the documents preparatory to a foreclosure being recorded and become a matter of public record.

default
Failure to make the mortgage payment within a specified period of time. For first mortgages or first trust deeds, if a payment has still not been made within 30 days of the due date, the loan is considered to be in default.

earnest money deposit
A deposit made by the potential home buyer to show that he or she is serious about buying the house.

escrow
An item of value, money, or documents deposited with a third party to be delivered upon the fulfillment of a condition. For example, the earnest money deposit is put into escrow until delivered to the seller when the transaction is closed.

escrow account
Once you close your purchase transaction, you may have an escrow account or impound account with your lender. This means the amount you pay each month includes an amount above what would be required if you were only paying your principal and interest. The extra money is held in your impound account (escrow account) for the payment of items like property taxes and homeowner's insurance when they come due. The lender pays them with your money instead of you paying them yourself.

estate
The ownership interest of an individual in real property. The sum total of all the real property and personal property owned by an individual at time of death.

eviction
The lawful expulsion of an occupant from real property

fair market value
The highest price that a buyer, willing but not compelled to buy, would pay, and the lowest a seller, willing but not compelled to sell, would accept.

Fannie Mae (FNMA)
The Federal National Mortgage Association, which is a congressionally chartered, shareholder-owned company that is the nation's largest supplier of home mortgage funds. For a discussion of the roles of Fannie Mae, Freddie Mac (FHLMC), and Ginnie Mae (GNMA), see the Library.

Fannie Mae's Community Home Buyer's Program
An income-based community lending model, under which mortgage insurers and Fannie Mae offer flexible underwriting guidelines to increase a low- or moderate-income family's buying power and to decrease the total amount of cash needed to purchase a home. Borrowers who participate in this model are required to attend pre-purchase home-buyer education sessions.

Federal Housing Administration (FHA)
An agency of the U.S. Department of Housing and Urban Development (HUD). Its main activity is the insuring of residential mortgage loans made by private lenders. The FHA sets standards for construction and underwriting but does not lend money or plan or construct housing.

fee simple
The greatest possible interest a person can have in real estate.

fee simple estate
An unconditional, unlimited estate of inheritance that represents the greatest estate and most extensive interest in land that can be enjoyed. It is of perpetual duration. When the real estate is in a condominium project, the unit owner is the exclusive owner only of the air space within his or her portion of the building (the unit) and is an owner in common with respect to the land and other common portions of the property.

FHA mortgage
A mortgage that is insured by the Federal Housing Administration (FHA). Along with VA loans, an FHA loan will often be referred to as a government loan.

firm commitment
A lender's agreement to make a loan to a specific borrower on a specific property.

foreclosure
The legal process by which a borrower in default under a mortgage is deprived of his or her interest in the mortgaged property. This usually involves a forced sale of the property at public auction with the proceeds of the sale being applied to the mortgage debt.

Government National Mortgage Association (Ginnie Mae)
A government-owned corporation within the U.S. Department of Housing and Urban Development (HUD). Created by Congress on September 1, 1968, GNMA performs the same role as Fannie Mae and Freddie Mac in providing funds to lenders for making home loans. The difference is that Ginnie Mae provides funds for government loans (FHA and VA)

home inspection
A thorough inspection by a professional that evaluates the structural and mechanical condition of a property. A satisfactory home inspection is often included as a contingency by the purchaser.

homeowners' association
A nonprofit association that manages the common areas of a planned unit development (PUD) or condominium project. In a condominium project, it has no ownership interest in the common elements. In a PUD project, it holds title to the common elements.

homeowner's insurance
An insurance policy that combines personal liability insurance and hazard insurance coverage for a dwelling and its contents.

homeowner's warranty
A type of insurance often purchased by homebuyers that will cover repairs to certain items, such as heating or air conditioning, should they break down within the coverage period. The buyer often requests the seller to pay for this coverage as a condition of the sale, but either party can pay.

HUD median income
Median family income for a particular county or metropolitan statistical area (MSA), as estimated by the Department of Housing and Urban Development (HUD).

HUD-1 settlement statement
A document that provides an itemized listing of the funds that were paid at closing. Items that appear on the statement include real estate commissions, loan fees, points, and initial escrow (impound) amounts. Each type of expense goes on a specific numbered line on the sheet. The totals at the bottom of the HUD-1 statement define the seller's net proceeds and the buyer's net payment at closing. It is called a HUD1 because the form is printed by the Department of Housing and Urban Development (HUD). The HUD1 statement is also known as the "closing statement" or "settlement sheet."

judgment
A decision made by a court of law. In judgments that require the repayment of a debt, the court may place a lien against the debtor's real property as collateral for the judgment's creditor.

judicial foreclosure
A type of foreclosure proceeding used in some states that is handled as a civil lawsuit and conducted entirely under the auspices of a court. Other states use non-judicial foreclosure.

legal description
A property description, recognized by law, that is sufficient to locate and identify the property without oral testimony.

lender
A term which can refer to the institution making the loan or to the individual representing the firm. For example, loan officers are often referred to as "lenders."

liabilities
A person's financial obligations. Liabilities include long-term and short-term debt, as well as any other amounts that are owed to others.

liability insurance
Insurance coverage that offers protection against claims alleging that a property owner's negligence or inappropriate action resulted in bodily injury or property damage to another party. It is usually part of a homeowner's insurance policy.

lien
legal claim against a property that must be paid off when the property is sold. A mortgage or first trust deed is considered a lien.

loan servicing
After you obtain a loan, the company you make the payments to is "servicing" your loan. They process payments, send statements, manage the escrow/impound account, provide collection efforts on delinquent loans, ensure that insurance and property taxes are made on the property, handle pay-offs and assumptions, and provide a variety of other services.

multidwelling units
Properties that provide separate housing units for more than one family, although they secure only a single mortgage.

notice of default
A formal written notice to a borrower that a default has occurred and that legal action may be taken.

PITI reserves
A cash amount that a borrower must have on hand after making a down payment and paying all closing costs for the purchase of a home. The principal, interest, taxes, and insurance (PITI) reserves must equal the amount that the borrower would have to pay for PITI for a predefined number of months.

pre-approval
A loosely used term which is generally taken to mean that a borrower has completed a loan application and provided debt, income, and savings documentation which an underwriter has reviewed and approved. A pre-approval is usually done at a certain loan amount and making assumptions about what the interest rate will actually be at the time the loan is actually made, as well as estimates for the amount that will be paid for property taxes, insurance and others. A pre-approval applies only to the borrower. Once a property is chosen, it must also meet the underwriting guidelines of the lender. Contrast with pre-qualification

pre-qualification
This usually refers to the loan officer's written opinion of the ability of a borrower to qualify for a home loan, after the loan officer has made inquiries about debt, income, and savings. The information provided to the loan officer may have been presented verbally or in the form of documentation, and the loan officer may or may not have reviewed a credit report on the borrower.

public auction
A meeting in an announced public location to sell property to repay a mortgage that is in default.

purchase agreement
A written contract signed by the buyer and seller stating the terms and conditions under which a property will be sold.

purchase money transaction
The acquisition of property through the payment of money or its equivalent.

Real Estate Settlement Procedures Act (RESPA)
A consumer protection law that requires lenders to give borrowers advance notice of closing costs.

real property
Land and appurtenances, including anything of a permanent nature such as structures, trees, minerals, and the interest, benefits, and inherent rights thereof.

right of first refusal
A provision in an agreement that requires the owner of a property to give another party the first opportunity to purchase or lease the property before he or she offers it for sale or lease to others.

servicer
An organization that collects principal and interest payments from borrowers and manages borrowers' escrow accounts. The servicer often services mortgages that have been purchased by an investor in the secondary mortgage market.

servicing
The collection of mortgage payments from borrowers and related responsibilities of a loan servicer.

settlement statement
See HUD1 Settlement Statement

subdivision
A housing development that is created by dividing a tract of land into individual lots for sale or lease.

title
A legal document evidencing a person's right to or ownership of a property.

title company
A company that specializes in examining and insuring titles to real estate.

title insurance
Insurance that protects the lender (lender's policy) or the buyer (owner's policy) against loss arising from disputes over ownership of a property.

title search
A check of the title records to ensure that the seller is the legal owner of the property and that there are no liens or other claims outstanding.

transfer of ownership
Any means by which the ownership of a property changes hands. Lenders consider all of the following situations to be a transfer of ownership: the purchase of a property "subject to" the mortgage, the assumption of the mortgage debt by the property purchaser, and any exchange of possession of the property under a land sales contract or any other land trust device.

transfer tax
State or local tax payable when title passes from one owner to another

Maryland Foreclosure Prevention Help Information

2010-09-14T12:05:00.000-07:00

FORECLOSURE PREVENTION HELP SAVE MY HOUSE

Short Sales – REO Listing Service – CDPE – Certified Distressed Property Expert – REO Realtors – Real Estate Listing Agents – Foreclosures Alternatives – Programs – Preforclosure Options – Loan Modification Options – Foreclosure Help - REO Listing Agent - Property Preservation Companies - Maryland Foreclosures - Washington DC Foreclosures - Short Sales Realtor - Short Sell Real Estate Agent

Are you facing foreclosure? Do you need Help? Don’t Wait, Until it’s too late! Get informed about pre foreclosure options that can help! There are many options that are available, do you know about them? There are many Save The Dream Seminars and tours that can provide the assistance and information that you need to save your house! Did you know about the:

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Reservior Hill, Baldwin, Ballard Gardens, Baltimore Highlands, Beetree, Belfast, Belle Farm Estates, Belltown, Belmont, Brooklandville, Burnbrae, Canterbury Estates, Cape May Beach, Catonsville, Catonsville Heights, Catonsville Manor ,Edmondson Ridge, Eklo, Elmwood, Franklintown, Franklinville, Glen Falls, Glen Morris, Glendale, Glenmar Manor, Glenmont, Greenbrier, Hillendale Farms, Hillendale Park, Hoffmanville, Towson, Towson Estates, Towson Park, Trenton, Trenton Mill, Troyer, Turner,Tyler, Upper Falls, Upperco, Valley Crest, Valley Mill, Valley Stream, Vernon,Verona, Perry Hall Estates, Perry Hall Manor, Phoenix, Pikesville, Pine Ridge, Pinehurst,Piney Hill, Pleasant Grove, Pleasant Hill, Poplar, Porters Park, Pot Spring, Prettyboy, Priceville, Providence, Putty Hill, Ralston, Ramona Beach, Ranchleigh,

Randallstown, Rayville, Baltimore City, Reservior Hill, Eutaw

Shataa Whittle is a Realtor that provides real estate services to clients within the DC Metro Area. She is a licensed professional in Washington DC and Maryland. She incorporates a sophisticated approach, extensive area knowledge, and a clearly focused mind when it comes to working with her clients. This experience has provided her with great insight into how real estate values are formed and how they interact with the dynamics of the Maryland Real Estate Market and the DC Real Estate Market. Shataa brings this experience enthusiastically to her clients, as she provides a truly in depth analysis of the market that affects their real estate needs. As a Licensed Professional Listing Agent, she is dedicated to the best interest of her clients. She truly values her client’s time and attention when showing properties. To assure good time management , she incorporates a “Wish List” to make sure that her clients are shown properties that are of interest to them. Shataa serves clients seeking homes of all sizes, from condos, to cottages, to castles, to Luxury Homes. She has successful track record and extensive experience working with first-time home buyers as well as those looking to move up to their dream home. If you are considering Home buying or selling a home, then she invites you to contact her to learn more about how she can help you to accomplish your real estate goals. Read more about Realtor Shataa Whittle….

Charles County Md.- Maryland Real Estate

Waldorf Md. Real Estate , St Charles Maryland Realestate

It can be really hard to find the right realtor with so many local real estate brokerage firms to choose, however you have certainly found that needle in a haystack and Your local Realty Partner can help you find your dream home, upgrade or downgrade your house. You can rest assure that as a Client of Shataa Whittle, she will consider your best interest in every real estate transaction and will help you understand your contracts so that you can make informed decisions regarding your real estate transactions. Contact her today for a Real Estate Consultation!

More information on : MD Real Estate REO Agent services, Licensed Short Sale Listing Realty Professionals, Maryland REO Property Management Agents, Foreclosure Listing Real Estate Agents in Maryland, Md. Realtors, DC Metro Area Licensed Professional Agent, Maryland Home Selling, Real Estate Listing Agents in Maryland, Maryland Loan Modification Information, DC Short Sale Professional Selling Agent, New Home Buyers Seminar, Washington Metro Area Bank owned REO properties, Foreclosures, Loans and Mortgages, HOA, Condo Association Board, Bethesda, Real Estate Glossary -Lease Abstract Glossary, Maryland REO Property Management Services, Maryland Official Home Page, PG County Official Home Page, PG County Schools , Montgomery County Public Schools, Entertainment in Maryland, All Maryland Cities & Townships Guide, Maryland Realtors, Maryland Real Estate Agents

Maryland Real Estate Agent Shataa Whittle DC Realtors

2010-08-27T12:23:00.000-07:00

About Shataa Whittle Realtor Services - "Your Local Realty Partner "

Shataa Whittle is a Realtor that provides real estate services to clients within the DC Metro Area. She is a licensed Real Estate Professional in Washington DC and Maryland. She incorporates a sophisticated approach, extensive area knowledge, clear and a focused mind when it comes to working with her clients. This experience has provided her with great insight into how real estate values are formed and how they interact with the dynamics of The Washington D.C. Real Estate Market. Shataa brings this experience enthusiastically to her clients, as she provides a truly in depth analysis of the market that affects their real estate needs. As a Licensed Professional, she is dedicated to the best interest of her clients. She truly values her client’s time and attention when showing properties. To assure good time management, she incorporates a “Wish List” to make sure that her clients are shown properties that are of interest to them. Shataa serves clients seeking homes of all sizes, from condominiums, to cottages, to Luxury Real Estate. She has successful record of accomplishment and extensive experience working with first-time homebuyers as well as those looking to move up to their dream home. If you are considering home buying or selling a home, then she invites you to contact her to learn more about how she can help you to accomplish your real estate goals.

Regardless of her client’s price range, the process is the same. This process begins with an initial goal-setting meeting. Topics discussed are client's needs in a new home, timing, style & location preferences, and lifestyle & wish list of features. This initial meeting streamlines the home search process and allows Shataa to find a perfect fit for her clients. She strives to make her clients' experience enjoyable and rewarding by listening carefully to their needs from the start and always understanding their goals. Thereafter, she provides attentive service throughout the process to ensure a seamless transaction.

For her Home Buyer clients, her main mission is to assure that their interest is protected at all times. Another goal for her house buying clients is to seek and show the perfect property based on their Wish List. Her extensive experience and area knowledge plays a vital role when assisting her home buying clients. She always seeks to provide information to home buyer clients to make sure that they are able to make an informed decision while protecting their real estate interest. She provides her clientele with an honest, straightforward education on the intricacies of the transaction process to inspire the soundest investment decisions. Her services are coupled with strong work ethics and organization skills. She is an experienced professional that knows the community and is ready to execute her skills to help her clients meet their goals. Shataa facilitates New & First Time Home Buyer Seminars often, to make sure that she keeps her clients informed on all the latest Home Buying Programs. Shataa’s vision is to provide the best real estate services that she can offer to her clients, one real estate transaction at a time.

For her home selling clients, she provides current market information that keeps her clients informed. She incorporates the latest technology in her marketing plans. She anticipates the needs of her clients and develops a marketing strategy that will aim to achieve her client’s goals. Her marketing strategies aim to assure that each listing receives maximum exposure. She believes in pricing the property at the right price which is very important to her strategy. Her “Lets Get It Sold” attitude is what she is best known for. This attitude is her main driving factor when working with her seller clients. She believes in working with the house seller and reaching their goals. Her mission is to take her clients real estate from Selling to Sold! Her techniques and marketing strategies include effective web marketing. Shataa consistently works her area knowledge, qualified buyer contact database, and professional real estate skills to meet the goals of her clients. Shataa truly exemplifies professional real estate services and consultancy at its best. Shataa is also a Certified Distressed Property Expert (CDPE). This training has given her a good foundation of information to help distressed home owners by providing timely Preforeclosure Information & Alternatives. This education has also helped to provide Shataa with the education and training on how to professionally package short sales and help clients thru the difficult challenges that may arise while Short Selling a property.

In spite of the current challenges within the real estate industry, Shataa still envisions using her real estate skills to help at least 100 families to achieve their real estate goals this year. She enjoys helping clients experience the American Dream of homeownership. She realizes that homeownership is a good foundation to begin climbing the financial latter. She believes that this dream will become an accomplished reality, one real estate transaction at a time. Shataa is a member of the National Association of Realtors and many other local Real Estate Association Boards. She is also an experienced investor. She enjoys swimming, writing poetry, networking, and spending time with family and friends.

Home Buying Program Experience

• Assisted homebuyers using the HPAP, EHAP, Voucher, DC Bond Programs & more…
• Provide assistance to Homebuyers using the NACA, CDA, & other Maryland Home Buying Programs

Notable Achievements / Sales and Marketing Experience

• Listed among the Top 5 Realtors in the office for 2009
• Licensed DC & MD Realtor
• Manage team, sales and marketing operations ( Exit Right Realty – “The Dream Team )
• Negotiate loan terms and conditions
• Submit and Negotiate offers for buyers
• Receive, Review, and Negotiate offers for sellers
• Help home sellers with short sale negotiations & Draft Contracts
• Certified Distressed Property Expert (CDPE)
• Work with investors to secure properties
• Provide Full REO Services to asset managers and lawyers
• Host Home Ownership workshops (www.newhomebuyerseminars.com)

Professional Affiliations

• GCAAR Realtor Association
• Maryland Association of Realtors
• NAR – National Association of Realtors
• DC Realtor Association

Call her today for a Professional Real Estate Consultation or Market Analysis.

Her Contact information can be found below.

202-276 - 2295 - CELL DIRECT

Or Schedule an Appointment NOW!

MLS Property Search Here...

ARE YOU ALREADY IN FORECLOSURE? CLICK HERE...

2008-12-30T19:10:00.000-08:00

Are you already in Pre-Foreclosure? Are you receiving notices from your lender regarding past due charges and late payments? Have you received a Notice Of intent to foreclosure sale on your home? These actions are all signs of a coming foreclosure sale of your property. If you are experiencing any of these things, do not ignore these notices, as there still may be hope to keeping your home. Once the realization surfaces of a possible foreclosure of your real estate, you need to spring into action quick. Start with your local state and government agencies. If your real estate is in DC, then contact the DC Government website and find links that are associated with your real estate problem. Some programs are available that may be able to stop foreclosure of your dc realestate property. If your real estate is in Maryland, then there are foreclosure prevention resources that are available there also. Be sure to check with licensed lenders, banks, and lending institutions also. They offer assistance and ways to work with the homeowner to avoid a foreclosure sale. The most common tactics used are:

Refinance
Special Forbearance Package
Loan Modification

These methods are used to assist the home owner and prevent your property from going to a foreclosure sale.

If your real estate property is possibly going to go to foreclosure sale or is already in pending foreclosure sale, it is important to understand your foreclosure prevention options. There are several possibilities that can help your foreclosure problem. The terms to consider are as follows:
Reinstatement – This is the process which your lender may be willing to accept the total debt in a lump sum payment.

Forbearance – This is when your lender may allow you to reduce of suspend payments for a short time and then agree to another option to restructure your loan. This is often used in addition to Reinstatement, if the lender knows that they will have a lump sum of money at a certain time.

Repayment plan – This is a method used which includes getting an agreement to resume making your regular monthly payments, plus a portion of the past due payments each month until you are caught up.

If you have additional questions regarding your foreclosure process, you will have to consult with your current lender. If you feel that this information is beneficial to you, please take a moment and fill out our survey to the left. There are links to DC Real estate agents and Maryland realtors that can assist you with listing and selling your home, if you would like to sell your home. If you are in the market to buy you can also click on the appropriate link below to be linked directly to a local licensed real estate agent.

DC Real Estate Agents
Maryland Real Estate Agents
Home Selling Services
Home Buying Services
Real Estate Home page

FSBO - FOR SALE BY OWNER MARKETING INFO...

2008-12-26T21:23:00.000-08:00

ATTN: HOME OWNERS LOOKING TO SELL!

Hello, I’m Shataa Whittle, “Your Local Realty Partner” and thank you for visiting my real estate blog. I am a Licensed Professional Listing, Buyer and Sales Agent in the District of Columbia -DC & Maryland- MD. I am a Licensed Real Estate Agent / Realtor and a Native Washingtonian. Finding the perfect house, condo or housing complex does not have to be difficult. As a Licensed Real Estate Professional, I can assist you with locating your Dream Home. Luxury Condo, Apartments in DC / MD, New Development Projects, Newly Constructed Developments, and Luxury Apartment Homes are also accessible to me thru the MLS. If you are in the market and looking to find that perfect Loft, Single Family Homes, Multi Family Properties, Commercial Rental and For Sale Property, Co-op Developments, Investment properties I can assist you with locating any one of these properties also. Foreclosures, REO Bank Owned Properties, Luxurious Town homes, Water Front Properties, and / or finding land to build your new dream house, then I am your agent. As a Licensed Realtor, It does not matter if you are looking for city life / urban communities, suburban / country areas, or Historic Locations, I can help you find it. Our office has been called by many of our clients, “A One Stop Real Estate Shop”, and I am dedicated to taking a stand for the best interests of my clients.

You have truly found a professional Real Estate Agent that is going to consider you a client and work in your best interest, rather than just another commission check. With all the different local brokerage companies to choose from ( i.e.GRM , Remax, Long & Foster, Exit, Keller Williams, Century 21, Fairfax Realty, Coldwell Banker, Prudential etc…) and all the different factors to choose you are truly in good professional care when you allow me to represent you as my client. You can rest assure that as your Licensed Real Estate Professional, I will work in your best interest, in which it is very important during any real estate transaction. My mission is to provide sound and educated advice that will lead to a successful purchase and or sale of your home. I am looking forward to meeting with you and discussing the sale and or purchase of your new home or investment property. Click on the link below, and allow me to put to work my real estate experience for you!

Schedule a Real Estate Consultation

Please fee free to review the most commonly used strategies within the FSBO real estate market. This is just another step that I have taken to provide information to clients and provide helpful resources. If you have any additional questions or would like to take advantage of my Free Property Analysis and CMA, Listing Services, or if you need Buyer Representation, Please feel free to Contact Me , and I will be happy to render my professional real estate services to you. If you are a new home buyer, you may want to consider attending my New Home Buyer Seminar .

FOR SALE BY OWNER MARKETING TIPS

FSBO Marketing is a crucial point in selling a For-Sale-By-Owner listing. Maximum exposure is key to successful FSBO Open Houses and receiving offers. However, if the services of a licensed realestate agent are not wanted by a home seller, then it is important to come up with additional marketing methods that would reach a large audience.

It is very beneficial for property sellers to work with real estate professionals when selling their house so that it can be exposed to other licensed professionals that are representing qualified pre-approved buyers looking to embrace homeownership. As a licensed professional in the real estate industry, I have the resources, skills, and knowledge on how to market your house and can maximize exposure by way of MLS / MRIS Listing services and other various real estate marketing tools that I use most commonly when selling a property. Often times, a FSBO listing trade paying a commission, for restricted marketing tools that in most cases end up with carrying costs (based on market conditions) such as self marketing costs, real estate attorney costs, and more. As a real estate agent, I am here to work for you. If you are a FSBO / For-Sale-By Owner, and you are not receiving the exposure that you need, contact me now and you will only pay me commission if I bring you a buyer!

GET IN TOUCH WITH AGENTS THAT HAVE QUALIFIED BUYERS READY TO PURCHASE. PAY A COMMISSION ONLY IF YOU RECEIVE A QUALIFIED BUYER !

WANT TO KNOW HOW? CLICK HERE….

HOW AGENT MARKETING HAVE HELPED MANY FOR SALE BY OWNERS - FSBO

Licensed Real Estate Agents are privileged to meet home buyers, home sellers, investors, and real estate industry professionals every day. Many FSBO clients obtain the services of a Licensed Real Estate Agent to take advantage of the marketing tools that are accessible to them. For Sale By Owners then, only pay a commission to the agent, if that agent brings them a qualified buyer. However, the home owners still reserve the right to find their own buyer and save on paying commission. So if you are a FSBO who need to sell fast to avoid 2 mortgages; to relocate, or you are just not having any luck with listing your property, then you may want to consult with an experienced local Realtor, and have your property exposed on the MLS to thousands of Buyer Agents with qualified new home buyers that may be looking to purchase your home. Often times, many people want to sell there house for the purposes of making money and want to do it as soon as possible, rather than accruing additional carrying costs and fees. Many local agents have had the opportunity to provide professional marketing services to For Sale Buyer Owner Listings and have assisted the home owner in achieving their goal, a home sale.

How to Distinguish Your FSBO Property from your Competitors

Curb appeal

Curb Appeal is a very beneficial point in selling your real estate. It can have a very significant impact on your real estate investment return. Curb Appeal is what draws the buyer in by catching the eye while opening up both curiosity and interest of the buyer to want to know more about your home. Curb appeal coupled with a “For Sale” sign in your yard usually sings a sweet welcome song in the ears of the potential buyer, which ultimate lends to a potential offer and possible sell. When you are marketing your property as FSBO / For Sale By Owner or with a licensed real estate professional, it is always a good idea to invest some money towards curb appeal. When investing in your real estate curb appeal, your home will certainly be more likely to attract a buyer’s eye, and sing a sweet lullaby tune of relaxation as they enter the door of your home with the intent on a possible purchase. Staging is also a good for your real estate investment and sale of your property. When implementing staging and curb appeal, you would definitely appeal to a larger audience, which in turn would be more likely to attract an offer. During your FSBO Real Estate Consultation, curb appeal and its benefits are certainly addressed a little more in depth in conjunction with the pros and cons of implementing curb appeal into your real estate transaction.

Home Staging Techniques

What is Home Staging? Home Staging is the act of preparing a private residence prior to going up for sale in the real estate marketplace. The goal of staging is to sell a home quickly, and for the most money possible by attracting the most amount of potential buyers. Home Staging focuses on improving a property to make it appeal to the largest amount of buyers by transforming it into a welcoming, appealing, and attractive product for sale. Staging often raises the value of a property by way of reducing the home's flaws, depersonalizing, de-cluttering, cleaning, improving condition items, and landscaping. For vacant homes, rental furniture is used to create a living space the buyer could "see" themselves in. Properly executed staging leads the eye to attractive features while minimizing flaws.

Home Staging has become an important part in marketing and selling your real estate. When the perspective buyer enters your home for the first time, it is crucial to make sure that they can envision themselves living at the property. Just like the old saying, “You never get a second chance to make a first impression”, therefore, you want to capture the buyer and convert his him from Just looking to let’s make an offer. This is where the services of a licensed and Professional Real Estate Agent can offer assistance in this area. It is important for FSBO sellers to understand this process and the effect, if not considered, it could have on your ROI. Many real estate agents, have developed relationships with different real estate industry professionals and have had the opportunity to work with them in various areas. This experience within the industry and in home staging, many professionals believe it to be a very important tool when preparing a home for open house and showings.

GET IN TOUCH WITH AGENTS THAT HAVE QUALIFIED BUYERS READY TO PURCHASE. PAY A COMMISSION ONLY IF YOU RECEIVE A QUALIFIED BUYER !

WANT TO KNOW HOW? CLICK HERE….

Home Seller Services…
Home Buyer Services…
Contact an Agent Now…